Octus Finance offers tailored finance solutions across Australia, connecting you with over 45 lenders. We simplify the loan process with expert guidance, competitive rates, and flexible repayment options. Whether it's a home, business, car, or investment loan, we help you make informed financial decisions with confidence and ease.

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Renting Your Business Premises? You May Be Able to Buy Commercial Property With Less Deposit Than You Think

Renting Your Business Premises? You May Be Able to Buy Commercial Property With Less Deposit Than You Think Many Australian business owners assume they need a substantial cash deposit to buy commercial property. But depending on their circumstances, the property and the right lending structure, there may be ways to purchase business premises with significantly […]

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Your Business Loan Has Been Repaid on Time for 12 Months — So Why Are You Still Paying a High Interest Rate?

For many Australian business owners, the focus is understandably on running the business — managing staff, customers, suppliers, cash flow and growth. But there is another cost that can quietly eat into profitability: the interest rate on your existing business debt. With the Reserve Bank of Australia increasing the cash rate to 4.60% in September […]

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What Do Lenders Look for When Assessing a Business Loan?

Running a business often means making important financial decisions at the right time. You may need finance to purchase equipment, expand your business, acquire another business, purchase commercial property or simply improve your working capital. Whatever the reason, finding the right business loan can be challenging. Banks and other lenders have different lending policies, documentation […]

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Business Loan vs Overdraft

Learn the differences between a business loan and an overdraft, when each option is suitable, and how choosing the right finance solution can support your business growth.

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