Low-Doc Home Loans
Residential & Commercial Loans for Self-Employed Borrowers
If you are self-employed — operating as a sole trader, partnership, company, or trust — and looking to buy your first home, invest in property, refinance, consolidate debt (including business or ATO debts), or access equity, Octus Finance can assist you with tailored funding solutions.
We offer both Full-doc and Low-doc loan options to suit your unique financial situation, even if you don’t have a complete set of business financials or tax returns.
How We Help Self-Employed Borrower
- Understand the challenges self-employed applicants face with traditional income verification requirements
- Verify your business income using tax returns, BAS statements, business bank statements, or a letter from your accountant
- Access a wide panel of lenders specialising in self-employed and non-conforming borrowers
- Secure competitive interest rates tailored to your borrowing needs
- Expert guidance through every step - from application to settlement
At Octus Finance, our lending specialists are experienced in helping self-employed clients overcome the hurdles of securing home loans, ensuring a smooth and successful process.
First Home Buyer Loans
Expert guidance and support for first-time buyers from house hunting to settlement, including assistance with grants and government incentives.
Bridging Loans
Short-term finance bridging the gap between buying your new property and selling your current one, with flexible 6-12 month terms.
