Invoice Finance Loans (Also known as Debtor Finance or Invoice Factoring)
Invoice finance is a smart funding solution that allows businesses to unlock the cash tied up in unpaid customer invoices - giving you immediate access to working capital without waiting 30 to 90 days for payment.
Commonly used by B2B businesses trading on standard credit terms, invoice finance helps improve cash flow and provides fast funding to support day-to-day operations or fuel business growth.
Unlike traditional loans that often require property as security, invoice finance uses your unpaid invoices as collateral — converting up to 90% of your receivables into cash, fast.
Benefits of Invoice Finance
- Unlock up to 90% of your customer invoice value
- Access funds within 24 hours
- No property security required - based on receivables
- Ideal for managing cash flow, wages, stock, or equipment purchases
- Scalable line of credit to suit businesses of all sizes
At Octus Finance, we help you secure flexible invoice financing solutions tailored to your industry and cash flow needs - keeping your business moving without the burden of traditional borrowing.
Trade Finance Loans
Specialized working capital for import/export transactions, providing line of credit, import finance, and export finance for global trade operations.
Construction & Development Loans
Flexible project financing for residential and commercial developments, from land subdivisions to multi-unit projects, with mainstream and alternative funding options.
